Category: Business

Lahore (Nut Desk) To expand the benefits of mobile broadband, especially among low-income segments in Pakistan, Jazz Digit 4G has been recognized as a successful rollout globally by the organization representing mobile network operators, GSMA.

According to the GSMA’s ‘Making internet-enabled phones more affordable in low and middle-income countries’ 2022 Report, affordability is a key barrier for 3.4 billion people living in areas with mobile broadband coverage but not using mobile internet. The affordability of handsets remains a key barrier to mobile ownership and mobile internet adoption, particularly for women and rural populations. In Pakistan, 42 percent of cellular subscribers don’t use mobile broadband.

Addressing the affordability barrier to mobile phone ownership in Pakistan, Jazz was the first local mobile operator to offer 4G smart feature phones at very affordable prices starting from PKR 4,500. Upon its purchase, users are provided free access to social media sites and free Jazz to Jazz calls during the first three months. Recently a new Digit 4G range, the touchscreen ‘Energy’ series, was launched offering more RAM, memory and better battery life.

Aamir Ibrahim, CEO, Jazz said, “We have always remained focused on our commitment to ensuring digital services are available to everyone. However, one of the key barriers to achieving this ambition is affordability of internet-enabled handsets particularly amongst the women of Pakistan. The successful rollout of the Jazz Digit 4G smart feature phones highlights the potential of launching an industry-wide instalment-based ‘smartphone for all’ program with an effective regulatory cover to facilitate the purchase of smartphones among low-income groups.”

Julian Gorman, Head of Asia Pacific, GSMA, said: “During the Covid-19 pandemic, progress in reducing the substantial mobile internet gap has stalled across low- and middle-income countries, and in some countries the gap has even increased. Against this landscape it is wonderful to see one of our Connected Women Commitment Partners, Jazz, working intentionally to create products like Jazz Digit 4G, which helps to increase access to affordable smartphones and mobile internet, a key challenge for many women. Since 2016, the Connected Women Commitment Partners have reached an additional 55 million women with mobile internet and mobile money services. We remain committed to continuing this work, supporting partners like Jazz to reach even more women and close the gender digital divide.

At Jazz, one of the key priority areas is improving access to smartphones and the internet as these are fundamental requirements to digitally and financially empower millions, enabling them to access education, health and other life-enhancing services. Jazz also has a strong focus on bridging the digital gender gap. As part of the GSMA’s Connected Women Commitment Initiative, Jazz has committed to increasing the proportion of women in its mobile internet customer base by 8 percent by the end of 2023 with a dedicated focus on female smartphone ownership. JazzCash has already met its GSMA Connected Women target two years ahead of time with 22% women subscribed to JazzCash wallets.

 

The latest entrant in the realme 9 series wraps up a successful pre-order phase and is now available across the country

After a bustling week of pre-orders, the realme 9 Pro+ is finally available for purchase starting today, Monday, April 25, 2022. Wrapping up a successful week, the realme 9 Pro+ has seen a 80% sell-through in the time period. Being a true 5G popularizer, realme continues to help people prepare for the arrival of 5G in the country by providing 5G enabled products at economical prices. This is no different when it comes to the realme 9 Pro+. Not only does it have advanced 5G capabilities, the realme 9 Pro+ houses innovations of all kinds for users to enjoy. Starting from the surface, the Sunrise Blue variant of the realme 9 Pro+ comes with an iconic glittering Light-Shift Design which discolors the rear panel from blue to red when exposed to sunlight or UV light thanks to its photochromic panels. With each new release, realme’s reputation as a brand that delivers good value for money grows exponentially. Let’s take a closer look at the spectacular specs hidden inside the realme 9 Pro+ in order to investigate the true value it provides.

Upgraded Camera Capabilities

The realme 9 Pro+’s camera module is incredibly high-end. The rear camera features a triple AI camera setup including a 50MP primary Sony IMX766 sensor with OIS + EIS, an 8MP super-wide lens for shots taken from a large angle and a 2MP macro lens for close-up photography. The realme 9 Pro+ introduces the Sony IMX766 sensor to this price segment for the first time. When compared to previous generations of Sony sensors, the Sony IMX766 is able to capture 63.8% more light. With a pixel size of 1 μm and a matrix size of 8.19 mm x 6.14 mm with a 45.51-inch diagonal, the Sony IMX766 sensor allows the realme 9 Pro+ to have vastly improved nighttime and low-light performance. Thanks to the large 50MP sensor you can record more details about the scene you are trying to capture without a huge increase in the final file size. realme’s ProLight Technology uses a combination of the Sony IMX766 sensor, OIS + EIS, and the AI Noise Reduction Engine 3.0 to enhance your final product and make your images brighter. OIS + EIS are two forms of image stabilization and work to counteract any slight movements the hand or phone during the process of capturing images. The AI Noise Reduction Engine 3.0 is an AI based software development that reduces digital noise in your final product by 30%.

Power-Packed Processor

The realme 9 Pro+ comes fitted with a cutting-edge MediaTek Dimensity 920 5G chipset which includes multiple features that make the gameplay experience smoother and more enjoyable. Its Arm Cortex-A78 CPU can clock processing speeds of up to 2.5Ghz. The effect of this breakneck speed is seen in faster response times of apps, overall higher FPS when gaming and improved network connectivity. The chipset also comes with a powerful Arm Mali-G68 GPU which functions as a more power efficient version of the Mali-G78. The Dimensity 920 chipset also acts as the backbone supporting the realme 9 Pro+’s 5G capabilities. Lending support for dual 5G SIMs, faster 5G carrier aggregation, 5G call and data concurrency 3.0, and super-hotspot power saving mode, the powerful chipset is responsible for carrying realme into the future. The advanced MediaTek Dimensity 920 also comes equipped with an intelligent refresh rate which adjusts the refresh rate of the display according to what activity is being performed at the time. Thanks to this, the refresh rate is lowered whenever it is not in heavy use in order to improve power efficiency.

The realme 9 Pro+ contains a host of other amazing features. The handset features a stunning Super AMOLED display with a 90Hz refresh rate for an improved viewing experience. The combination of a colossal 4500mAh battery and lightning fast 60W SuperDart charge ensures your usage isn’t interrupted. The realme 9 Pro+ also features Hi-res certified Dolby Atmos Dual Stereo Speakers and is built with realme UI 3.0 which is based on the latest Android 12. You can get all of this and more by purchasing the realme 9 Pro+ at your nearest smartphone store or through Daraz for just PKR 69,999/- so hurry and grab yours today!

Lahore (Muhammad Yasir) This Ramzan, UPaisa is offering exciting rewards to Ufone 4G prepaid customers for extending financial aid to donation companies and public welfare organizations in Pakistan.

In order to express gratitude to donors, UPaisa will offer rewards on donations done through UPaisa application. Ufone 4G prepaid customers donating Rs. 50 or higher will receive 1000MBs, 1000 on-net minutes, and 1000 SMS with 24-hours validity.

Making donations through the UPaisa app is extremely convenient and hassle-free due to the user-friendly interface. For consumer ease, the app lists all the leading donation companies for contributions as per the donor’s choosing. Each of these donor organizations and public welfare projects listed on the UPaisa app solely depend on our generosity and altruism to make a difference for millions of deserving people.

Edhi Foundation, Akhuwat, Jabir Bin Hayyan, Shaukat Khanum Memorial Trust, Shifa Foundation, Shifa Eye Trust, Health and Nutrition Development Society, Rashid Khan Trust, The SCP and PM of Pak Diamer Bhasha and Mohmand Dams Fund, Saylani Welfare International Trust, Pink Ribbon, Alkhidmat Foundation Pakistan, Vision Forty Seven Foundation, PM COVID 19 Pandemic Relief Fund, Bait us Salam Welfare Trust, Sundas Foundation, Rizq Trust, Idara Tul Mustafa Trust, and Dawat e Islami Trust await our support via UPaisa app.  

A large number of Pakistanis use the UPaisa app to make contributions in accordance with the true spirit of the Holy month of Ramazan and it is necessary to provide a transparent and safer donation experience, ensuring all donations go to the deserving people. In light of this, UPaisa lists donation companies duly verified by the Ministry of Interior (Pakistan). UPaisa Ramazan offer is valid till the end of Ramzan 2022.

The donation companies list is available on Android App and can also be accessed by dialing USSD *786*8#. All rewards will be pushed on to the next day of the transaction. Let us extend our generous support to these organizations, so that they can help out the deserving. 

Lahore (Muhammad Yasir) Carrefour, fully owned and operated by UAE based Majid Al Futtaim in Pakistan, signed a Joint Venture Agreement with the Defence Housing Authority (DHA) Lahore on 26^th April 2022, to establish two standalone stores.

The agreement was signed by Umer Lodhi Country Manager, Carrefour Pakistan at Majid Al Futtaim Retail and Administrator DHA Lahore in the presence of Thierry Louis Joulin Chief Operating Officer Majid Al Futtaim Retail at DHA Head Office, Lahore. The stores will not only expand the local footprint of the retail leader in the country but also provide economic support to at least 500 households through creation of direct and indirect jobs. 

Carrefour’s PKR 1 billion investment for the establishment of these two new stores brings the total investment to PKR 11 billion the retailer has already made towards the retail industry in Pakistan. Notably, these ventures underscore Carrefour’s dedication to becoming a trusted local partner that creates value for the industry and Pakistani economy. As a testament to this, Carrefour works with more than 700 suppliers and partners across Pakistan, sourcing 99 per cent of its products locally.  This most recent investment will bring customers greater access to affordable, high-quality products while also supporting the nation’s supply chain.

Speaking at the occasion, Umer Lodhi Country Manager Carrefour Pakistan, said: “As the economy begins to return to its pre-pandemic course and both Carrefour stores prepare to serve a wider customer, we are also working together to provide economic support to hundreds of households. This reflects our commitment in action for the local economy’s revival as we provide business and employment opportunities for greater and more inclusive economic prosperity.”

Administrator DHA Lahore said “This Joint Venture with Carrefour is our testament on building on our commitment of creating a world class sustainable and congenial community living experience for our worthy residents.”

In addition to the convenience of in-store shopping for quality products at its ten stores in Pakistan, Carrefour also offers its delivery service through Carrefour Pakistan app to better serve its customers. The app can be downloaded from Google Play Store and Apple’s App Store.

 

 

 

 

Karachi (Muhammad Yasir) The Board of Directors of Bank Alfalah Limited (BAFL), in its meeting held on April 26, 2022, revealed BAFL’s financial results for the quarter ended March 31, 2022. The Bank’s impressive performance for 2022 is an endorsement of its customer centricity and product innovation driven by the growth strategy.

The growth trajectory continued in the first quarter of 2022. The Bank declared record profit after tax of 5.019 billion, showing a double digit growth of 45% YoY, that translated into an EPS of Rs. 2.82 (SPLY: Rs. 1.95). This is one of the highest growth in profit after tax for Q1 across the industry, and is the testament that Bank Alfalah is maintaining its competitive position in the industry.

During the period under review, the Bank’s revenue increased by 31.9% backed by strong net interest income and non-interest income growth. The Bank’s net interest margins improved year on year as a result of well thought out, focused and prudent ALM strategy, along with strong deposits growth. The growth continued the upward trajectory with a growth momentum in home remittance business and trade flows, increase in market share, higher debit and credit card spend.

Non-markup expenses were 21.6% higher compared to the same period last year. This surge was driven by the full year impact of new branches opened last year along with expenses attributable to new initiatives. The Bank continues to invest in technology, people and businesses, to improve market share and to become a leading transactions Bank. Despite the investment in multiple initiatives, Bank Alfalah witnessed an improvement in the cost to income ratio to 55.1%.

The Bank’s quarter end deposit footing stood at Rs. 1.178 trillion at the end of Q1’22, with YoY growth of 29.0% compared to Q1’21. The Bank continues to outpace the industry in deposit growth as well as exceptional current account growth. The current and savings accounts achieved an impressive YoY growth of 31.0% and 35.6% respectively. Bank Alfalah’s CASA mix noted an increment to 80.6% versus 78.2% SPLY that reinforces the clients’ trust on the Bank.

The Bank grew loans by record 17.3% YoY, while maintaining stellar credit discipline and a strong balance sheet with significant capital and liquidity positions. Part of this growth is backed by government-backed schemes for economic development, in which the Bank’s delivery of Mera Pakistan Mera Ghar and Prime Minister’s Kamyab Jawan Scheme is ranked amongst the top performing banks. The Bank, not only achieved the targets but also added value to these initiatives of SBP with effective marketing. As at the period end, the Bank’s gross advances to deposits ratio achieved 60.4%, which is one of the highest in the industry. The Bank’s non-performing loans ratio stood at 3.4%, while the non-performing loans remain fully covered.

Despite the robust growth in advances, the Bank’s remains adequately capitalized, and well above the regulatory requirement with 14.77% as at December 31, 2021.

This momentum will continue, despite the prevailing uncertainty, since the Bank is committed to its strategy of growth, customer centric approach and innovation.

Lahore (Nut Desk )  Oil Companies Advisory Council (OCAC), the primary representative of the downstream oil industry of Pakistan, has reported that ample stocks of Motor Spirit (MS) & High Speed Diesel (HSD) are available in the country owing to, the support of refineries in providing locally produced fuel products, and to OMCs for planning imports and meeting volume commitments timely despite the limited product availability in the international market due to geopolitical tension.

Since HSD sales have drastically soared in the country due to the harvesting season, OCAC is actively playing its role to effectively manage the surged demand in consultation with the industry, OGRA (Regulator) and Ministry of Energy (Petroleum Division).

Pertaining to the details for uninterrupted fuel supply in the country, cargoes carrying sufficient HSD volumes are already waiting off-port and will be discharged on their due turn, while other planned cargoes are expected to arrive soon. Similarly, Motor Gasoline reserves are sufficient to meet the demand of the country, while additional volumes are coming in through planned imports. 

Further commenting on this, Dr. Nazir Abbas Zaidi, Secretary General OCAC said that, “Pakistan is an energy deficient country, therefore deficit in fuel supplies is catered through imports. As a result of constantly increasing imports volume and infrastructure constraints, there are challenges at ports owing to congestion/bunching of vessels, etc. However, OCAC is effectively striving to handle these challenges in collaboration with OGRA by suggesting recommendations to ensure that the fuel supplies remain streamlined. Hence, it is vital to avert uncertainty and abnormal buying patterns amidst ambiguous speculations.”

OCAC further reiterates that there is ample inventory of fuel supplies in the country, including cargoes waiting off-port and other vessels lined up to arrive soon, therefore, citizens are requested to buy fuel products as per regular demand and not let ambiguity translate into desperate bulk buying.

Lahore (Muhammad Yasir) TECNO Mobile Pakistan introduces another engaging activity for the fans – “Chottie EID, Bara Jashan” to win amazing prices, making your EID extra special. The event will be carried out in every city with gifts including LEDs, Speakers, Handfrees, etc., in a Lucky draw.

TECNO shall be going to 20 Malls across Pakistan and the activity will be live for 7 days in each. This is a special Ramadan Offer starting from April 25, 2022, and will continue for 70 days. The cities include Lahore, Karachi, Faisalabad, Multan, Bahawalpur, Hyderabad, Peshawar, Jhelum, Gujrat, Rawalpindi, Noshehra, DI Khan, Sialkot, Quetta, and Sargodha.

Participating in this activity is very simple. The fans can visit the mall where this TECNO activity is happening and buy the latest Spark 8C (both variants 4+128GB & 3+64GB) or Camon 18t phone. On purchase of Spark 8C, the buyer will get a BT Speaker. Whereas, on the purchase of Camon 18T, the buyer can get a Water bottle, a Hands-free or BT Speaker.

Interestingly, both buyers and sellers (the shopkeeper) can participate in a lucky draw. The lucky draw will be held on each activity’s last day (seventh day). The customers can participate in the lucky draw on the purchase of one unit. A total of three winners will get a chance to win a LED TV or a Microwave Oven. Whereas, the Shopkeepers can participate with the sale of two Units, where five Winners will be given a LED TV or a Microwave Oven.

So do not miss this chance to win amazing gifts from TECNO. For updates and schedules, follow TECNO Mobile’s Official social media pages.

Lahore (Muhammad Yasir) Huawei Consumer BG will now enter the enterprise market officially, serving government and enterprise customers, as well as individual consumers. The announcement was made by Richard Yu, Huawei’s Executive Director, Consumer BG CEO and Intelligent Automotive Solution BU CEO, at the Huawei Business Product Launch Event. Mr. Yu noted that Huawei would use its hardware and software ecosystems as dual pillars, to support a growing range of versatile office products that work seamlessly with a wide range of smart devices, including laptops, desktops, monitors, tablets, accessories, Visions, and wearables. These new office solutions will address the following key domains: government, education, health care, manufacturing, transportation, finance, and energy.

Rollout of comprehensive enterprise-centric products

With fast-changing business requirements, market conditions, the need for nimble office solutions has never been greater. Smart workplaces and equipment have begun to replace traditional office products, which tended to boast impressive specs and control costs at the expense of versatility and user experience. Huawei Consumer BG hopes to endow office and business products with newly smart and innovative capabilities, using its success in the consumer domain as a springboard for new-paradigm solutions. Huawei business products will meet customer requirements for performance and cost-effectiveness, while doubling down on a better and smarter user experience, based on next-level digital technology.

As Mr. Yu explained at the launch event: “Our consumer-oriented products have drawn widespread acclaim over the past decade, due largely to their groundbreaking user experience. Huawei will incorporate this premium consumer experience into its business products, following three key principles: quality, intelligence, and reliability.”

As a new force in the enterprise equipment market, Huawei comes with a concept and vision that promise to revolutionize the industry. Huawei believes that the enterprise equipment is entering an era that will be dominated by Cloud and AI technologies, following 1.0 and 2.0 eras dominated by desktops and multi-device convergence respectively. Today’s products emphasize performance, intelligence, full connectivity, and new paradigms centered around all-purpose convergence and intelligent interactions. At this crossroads in the enterprise market, characterized by widespread acceptance of versatile smart solutions, Huawei hopes to leverage its consumer electronics know-how to add new value and innovation, with the ultimate goal of building a high-quality, smart, and reliable platform to serve all government and enterprise customer needs.

Huawei has launched a full set of business products, solutions, and service platforms, including MateBook B series for laptops, MateStation B series for desktops, Display B series for monitors, MatePad C series for tablets, B series for printers, B series for Visions, and B series for wearables, which make this vision access to a wide range of customers.

Huawei Consumer BG has unveiled a number of business solutions tailored to governments and small-, medium-, and large-sized enterprises, including paperless government office, smart classroom, computer classroom, health and safety management for miners, health management for drivers, and insurance interaction. The next phase will see Huawei Consumer BG invest more organizational resources in the business field, to help governments and large-scale enterprises fully digitalize their operations, and help small- and medium-sized enterprises to improve quality and efficiency across the board.

Huawei Consumer BG will always adhere to its three key principles when developing business products, and building open, secure, and reliable software and hardware ecosystem capabilities to facilitate full digitalization for governments and large-scale enterprises. One-stop office solutions for small- and medium-sized enterprises, will be built on Consumer BG’s accumulated smart office and cloud service prowess. Smart office features like Super Device and Mobile App Engine, allow for seamless multi-device and cross-ecosystem collaboration, while Huawei Mobile Cloud makes data transfers truly effortless, taking work efficiency to new heights.

 

Seven business product series, with custom industry-specific solutions

Huawei Consumer BG has launched seven major business product series for: laptops, desktops, monitors, tablets, printers, Visions, and wearables. These differentiated capabilities address diverse industry scenarios and customer needs.

(1) Huawei business laptop MateBook B series: Superior Performance, Better Business

HUAWEI MateBook B series laptops are designed for enterprise users, featuring smart and innovative capabilities, and coming an elegant form. They come equipped with an eye-comfort FullView display and an independent TPM 2.0 security chip, for airtight data protection, while showcasing meticulous craftsmanship. The HUAWEI MateBook B7, the series’ flagship model, features a portable 1.33 kg aluminum-alloy body, making it ideal for frequent business travelers in particular.

(2) Huawei business desktop MateStation B series: Steady to Accelerate

HUAWEI MateStation B series products are nothing like the stereotype of unwieldy desktop computers, thanks to their stunning minimalist design, with an exterior Chinese-style grille panel. The slim, strip-shaped air inlet and intricate port layout contribute to a highly-streamlined look and feel. The 8-L compact chassis is approximately one third the size of a traditional chassis, saving crucial desk space. The HUAWEI MateStation B520 is the series’ flagship model inheriting tried-and-tested Huawei PC quality standards, having passed 13 stringent environment tests and stability tests in five core scenarios. The mean time between failures (MTBF) reaches over 1 million hours. To meet the security management and control requirements of large- and medium-sized enterprises, the HUAWEI MateStation B520 utilizes newly self-developed LAN boot authentication function, TPM chip encryption, USB port control, IP address authentication, and other related techniques, to build system-level security safeguards that keep confidential information under lock-and-key.

(3) Huawei business monitor HUAWEI Display B3-24 series: Easy on the eyes

HUAWEI Display B3-24 series feature a 23.8-inch full HD eye comfort screen, providing an ultra-immersive viewing experience, with true-to-life colors showcased in their full grandeur. They have been certified by TÜV Rheinland as effective at alleviating eye fatigue during long-time viewing. The monitor’s compact three micro-edge design, and 92% screen-to-body ratio, give the eyes more room to roam. The crafted body is slimmed down to the greatest possible extent, creating a sleek and modern business vibe that’s conducive with productivity.

(4) Huawei business tablet MatePad C series: Made-to-order customizations, with standout quality, security, and reliability

Tablets are all about working on the go, and that’s why Huawei has always put quality first when designing its tablets. HUAWEI MatePad C series offers the premium performance today’s office professionals need, with a myriad of smart mobile office features that boost productivity, while minimizing costs. The representative HUAWEI MatePad C5 is targeted at the enterprise office market, featuring elite system-level features like App Multiplier and Huawei Share, which make file transfers, work tasks, and cross-device interactions more seamless than ever. A rich array of mobile device management and expansion capabilities is able to meet the stringent mobile office and security management requirements of government and enterprise customers. HUAWEI MatePad C5 inherits the characteristic of Huawei bezel-less display, with its 10.4-inch 2K FullView screen, which features a sky-high 84% screen-to-body ratio. Never before has a tablet married immersive viewing and sharp graphics, with a professional business aesthetic.

(5) Huawei business Vision B series: Professional display, customized to meet specific business needs

Huawei business Vision devices form a key pillar in Huawei’s all-encompassing ecosystem. Smart Vision products offer remarkable promises for government, finance, education, and industry customers, as they offer truly unprecedented capabilities. The representative Huawei Vision B3 comes with customizable features, including the startup animations, startup signal source settings, channel list management, and power button management.

In the hotel industry, for instance, custom hotel chain settings can be backed up and cloned via a USB flash drive, and installed on other Huawei Vision devices, with no hassle involved. Hotel IT personnel can apply upgraded solutions with just a USB flash drive, so that Vision devices can be installed and standardized with enhanced efficiency.

(6) Huawei business wearable WATCH B series: Digital health management

Huawei has launched more than 10 smart watch models over the years, including the digit series, GT series, and FIT series. The recently unveiled WATCH B series has been designed for enterprises and industry professionals, with special customization requirements. HUAWEI WATCH B5, the representative model in the series, comes with a 14-day super-long battery life, as well as comprehensive health data tracking, and health management services.

 (7) Huawei business printer HUAWEI PixLab B Series: Streamlined interactions, soaring efficiency

HUAWEI PixLab B5 provides enterprises with smart, convenient, and connected office capabilities, with streamlined network configuration procedures and printing tasks. Thanks to pop-up pairing, Huawei printers can connect to the network via multiple devices, and print information with just a tap on a smartphone. PixLab B5 prints up to 30 pages per minute, saving valuable time, and taking productivity to the next level. Ultra-stable network connections equip the printer to respond to printing requirements in real time, across a diverse range of office and work scenarios. When a printer is in proximity to a Huawei PC, phone, or tablet, the device will automatically detect the printer, and display a pop-up pairing card. By touching the Connect button, the device-printer connection can be established in as little as 20 seconds. After opening an image or document on a Huawei phone, a printing task can be initiated simply by tapping the phone against the Huawei Share sensing area on the printer. The HUAWEI PixLab B5 adopts a drum-toner separation structure, and an innovative drawer-type toner cartridge, which can be replaced on its own. The large-capacity drum cartridge supports up to 15,000 pages of printing, saving enterprises untold time and money.

As you can see, Huawei Consumer BG has unveiled a full lineup of enterprise-centric smart products, which represent a long-term strategic investment on the company’s part. The standout performance, security, stability, and reliability of services, and availability of smart office and creation tools, have the potential to revolutionize smart office work in countless industries.

 

Stringent standards, data security, and multi-layer safeguards

Huawei provides customers with robust support in terms of product test standards, data security solutions, and full-lifecycle services, in order to meet the stricter needs of government and enterprise customers.

All Huawei Consumer BG business products have passed a battery of stringent quality assurance tests. Business desktops, for example, must pass explosive atmosphere, mechanical vibration, low air pressure, low temperature, high temperature, mechanical impact, mold, solar radiation, temperature impact, vibration, sand dust, humidity, and acid atmosphere tests. Only select materials are used, and products are designed with an emphasis on reliability and security.

Huawei also provides multi-layer data security safeguards, to ensure airtight data transmission. The principle of “no disturbance, no tracking, and no leakage” is strictly adhered to with regard to privacy protection, and incorporated into every step of product design and development. App permissions have been re-sorted, with targeted controls available. Sensitive permissions related to private user data, such as call logs, messages, outgoing calls, and device information, have been cancelled. The access scope for albums is strictly controlled, and the permission can be granted on an image-by-image basis. Huawei has also made a custom multi-screen collaboration solution available, which allows customers to add file filtering and sharing controls.

Better yet, Huawei has built a dedicated service system for enterprise customers, which far exceeds industry standards. Business equipment is not just a means for greater productivity in industry; it’s also the backbone for an increasingly smart and digitalizing economy, the infrastructure that will make life more enriched across the board. Huawei’s three principles for business products: quality, intelligence, and reliability, will inject new life into industry at large, and ensure that any office can be a smart one.

Karachi (Muhammad Yasir) VIS Credit Rating Company and PACRA has harmonized the Insurer Financial Strength rating of Pak-Qatar Family Takaful Limited (PQFTL) at ‘A++’ with Stable Outlook.

The rating assigned signifies high capacity to meet policyholder obligations and contractual obligations reflected by the company’s adequate capitalization and liquidity profile. Business generated through the Bancatakaful channel has been the highest contributor to top-line. Pak-Qatar Family Takaful Limited is the pioneer and the dedicated Takaful Company operating for more than a decade offering financial protection to everyone with a history of robust profitability ratios.

Moreover, PQFTL has established an extensive nationwide branch network of over 160 branches in 125+ cities.

CEO, PQFTL – Mr. Azeem I. Pirani stated that, “It is a pleasure for all the stakeholders to witness that the robust performance of PQFTL, in all aspects of its business. This was only possible because of our well-defined organizational structure of the company, experienced management, one of the highest paid-up capital in the industry, payment of claims on timely basis, distribution of surplus each year, continuous investment in information technology, and well-diversified branch network. Also, it is a reflection of the consistent hard work of our highly committed team.”

Karachi (Nut Desk) JS Bank, a leading Commercial Bank of Pakistan has modernized its Core Banking platform with renowned IT company NdcTech as the implementation partner.  This deployment is a central part of the Bank’s strategy to rebuild its technology and support its future growth objectives.

Enhancing the customer experience has always been a top priority for JS Bank and Temenos open platform for composable banking enables the Bank to offer a rich integrated experience for its customers. The Bank collaborated with NdcTech to help modernize its banking operations & upgrade the technology stack to achieve scale. The Bank is now able to use an integrated architecture to support its retail, corporate, and treasury needs and create a more flexible environment to sustain forthcoming expansions.

NdcTech has the capability of conducting large transformations using industry best practices, skilled expertise on Temenos products, and in-depth knowledge of accelerated methodologies and tools. This was a complex project to execute, with a change at all layers of the Core Banking technology stack which required extensive cycles of testing and dress rehearsals prior to a successful cutover for Go Live.

Mr. Tauseef Ahmed, Director Project Delivery & Customer Care, NdcTech said: “JS Bank chose NdcTech for this transformation based on our ability to comprehend and adapt to the local market and environment and our rich expertise in transforming banks.  A common value that JS Bank and NdcTech share is our focus on customer-centricity, and always going beyond capabilities to deliver a premium customer experience. We are pleased to announce the successful Go-live of JS Bank, enabling them to deliver on the full promise of digital transformation”.